Debt Predictions Using Data Mining Techniques

Debt Predictions Using Data Mining Techniques

Divorce :: essays research papers

They’re getting a divorce What do you think of when you hear about a single mother raising her three kids? Usually, people think of a deadbeat mom, and low life, rebellious kids. However, in my mother’s case, you see an independent woman, who is confident in her kids and in her job. My mother isn’t the kind of parent that you would see in the newspaper for killing she was desperate for money or love, or too depressed from a divorce to care for us.   Ã‚  Ã‚  Ã‚  Ã‚  Living in my house as a youngster was rough. The holidays were the worst. My parent fought about everything, from the Christmas tree, to the turkey on Thanksgiving. Nothing was ever â€Å"normal† in my home. The day my parents got divorced was probably the best day in my mother’s life. It was most likely because she wanted to make my brother’s life and mine easier. Because we would no longer have to hear the screaming and yelling at three AM about the house not being clean. My mother was a happier person when she wasn’t fighting with my father. And the house was a lot quieter.   Ã‚  Ã‚  Ã‚  Ã‚  I’m sure my mother had been thinking about divorcing my father for sometime. But, why hadn’t she done it when all hell broke loose? Or when all the fighting had started? That question still burns in my brain. I know things would have been worse if they had stayed together. My mother and my father were completely wrong for each other. My mother was all about organization and my father was just a big mess.   Ã‚  Ã‚  Ã‚  Ã‚  As for us kids, we turned out pretty well. Even though some of my childhood years were hard, the rest of those times were golden. My brothers and I got along with each other very well. When my mother was at work, my older brother (who is about four years older than me) took care of my younger brother and I until she got home around five. My older brother is now at the University of Santa Barbara, studying to be a screenplay writer. My younger brother attends College Park, and is focusing on school, football and wrestling.   Ã‚  Ã‚  Ã‚  Ã‚  I would not call what happened between my parents a failure. I would call it THE INEVITABLE. Once upon a time, we all dreamed of the perfect family that had a big house surrounded by a white picket fence and a dog that would never run away.

Ramifications of Participation Contracts Essay

Providers must review participation contracts very carefully before signing and agreeing to one to avoid any consequences or negative effects for themselves. These participation contracts are put in place to allow the providers to have an overview of a plan to make decisions of participation. Providers can either gain financially or lose revenue when they participate in these contracts so it is best they go over them cautiously. Participation contracts can either be a gain or a fail for the provider. There have been cases where the provider loses revenue because the contract offers or pays less than the physicians set fees but can also increase patient numbers at the same time. With discounted fee-for-service, physicians are paid for every service and test provided based on a fee schedule or pre-determined discount from the usual fee charged by the physician. Physicians are only at risk if the cost of their care is greater than the payment the health plan will give them. This is typically why physicians will only test what is absolutely necessary. There are positive and negative ramifications of discounted fee-for-service arrangements. Positive ramifications of discounted fee-for-service arrangements are mainly geared towards the patient. When a patient is insured by a Preferred Provider Organization (PPO) and uses a physician within their network, their co-pays tend to be lower and they only pay an annual premium. Using an out-of-network provider would result in higher out-of-pocket costs for the patients. The most significant negative ramifications of discounted fee-for-service arrangements is that preventative care is not covered. This really affects the patient more so than the physician because any unnecessary tests or exams would be an out-of-pocket cost for the patient. There are benefits and disadvantages for not only the physician but also the patient when it comes to discounted fee-for-service and participation contracts. It is very  critical that the physician look closely at the participation contracts and choose what is best for their practice or facility. References: Valerius, J., Bayes, N., Newby, C., & Blochowiak, J. (2014). Medical insurance: An integrated claims process approach (6th ed.). Boston, MA: McGraw-Hill.

Distance Education (online education) Free Essay Example, 1000 words

The learner has the freedom to schedule his learning and this self-paced learning is suitable for both slow and quick learners. As Shelton there can often be institutional cost savings and time savings over traditional place-based education; and there are often advantages to the instructor such as ease in updating and revision of courses† (Husain p. 42). For him, online education can make use of the existing infrastructure for course delivery and because the internet is widely available to the learners the teaching-learning process becomes easier. For Shelton however, the authors purport that campus administrators very often fail to offer 24 hours support for its distance education learners (Shelton & Saltsmanp 84). We will write a custom essay sample on Distance Education (online education) or any topic specifically for you Only $17.96 $11.86/page